Kristine linked a really helpful article today on repairing your credit rating. We were both pretty stupid in college, and it took us almost five years of marriage before we felt we were ready to buy our first home this June. We've spent the last 4 years diligently going over our credit reports and making sure everything got updated and corrected -- and the last two years making sure it stayed that way. I'm so glad we both learned the lesson sooner (pre-baby), rather than later, so that all of our time and attention goes towards good and happy things when the hypothetical-Pollman-child finally appears.
One of the best pieces of advice in that article was "...Lock your cards away...stop using them. Your immediate goal is to repair your credit rating and to get out of debt..." It's just too easy to charge that dinner which is gone in a flash -- or sweater which will most likely end up on eBay anyway. If it was easy -- they wouldn't call it being responsible (7) -- but it is so worth it when you make it to the other side!
Thanks for the link Robyn!
¤ ¤ posted by Catherine on October 26, 2001 at 10:01 PM ¤ ¤
*your IP is matched when you comment -- and I reserve the right to edit/delete any comments I do not feel are "appropriate" for my blog and/or would not want said in the presence of guests in my own home
